We will collect your invoices fast…And if we don’t collect…you’ll pay us nothing!

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1
years

of extensive collection experience,

$
1
million +

Recovered for Clients with true & tried methods

1
%
approximately

of collections judgments are secured

JMH & Associates are debt collection experts with a specialized focus on:

Commercial Debt Collection Agency

Commercial Debts aka B2B
Handling Large Balance Debts
We Accept some Consumer Debts
We Accept some Judgment Collections
JMH Does Not accept Tenant/Rent claims

Our Services

We provide complimentary asset and location investigations for our clients. An investigation can include the following:
  • Identifying business ownership
  • Locating hidden assets
  • Locating bank accounts
  • Corporate entity information
  • Finding current address & phone
  • Identifying places of employment
  • Database records search
  • Property ownership/deeds
  • Emails & social media
We report uncollected files to Trans Union, but give debtors every chance to pay before reporting them to the credit bureau.

If a debt has been in our office for more than 5 months and remains uncollected, we will report it to the credit bureau.

The collections industry is growing more challenging every year, and it’s vital that you have an experienced company on your side.

Call us today to learn how you can get your money back.

When it comes to collecting debts, sometimes filing a lawsuit is necessary. We will review your file and recommend the best course of action.

90% of collections judgments are won by default because the debtor doesn’t hire an attorney or mount any kind of defense.

Lawsuits can take anywhere from 3-6 months from initial filing to the entry of judgment.

Why Choose JMH & Associates

Customized Solutions

We are not proponents of one-size-fits-all approaches. Every debt collection scenario is unique, and we tailor our strategies to match your specific needs. As a personal debt collection agency, we offer targeted support for individual claims, providing each case the personal attention it deserves. For clients with broader portfolios, we also operate with the scale and precision of a large debt collection agency.

Efficient Collections

Our commitment to staying at the forefront of debt collection methods ensures that you recover your money as quickly and efficiently as possible. As a trusted commercial collection agency, our goal is to put more money back in your pocket.

Unwavering Dedication

We don’t rest until you get your money. Our team of agents is characterized by unwavering determination, professionalism, and persuasive skills. From Santa Monica to Burbank, Los Angeles, and beyond, we’re by your side every step of the way.

Results-Oriented

Your best interests always take precedence. Whether pursuing litigation or opting for settlement, we offer qualified advice tailored to your preferences. We believe in transparency and take the time to explain all available choices, leaving no stone unturned.

Partnerships

Maximize Invoice Recovery with JMH Debt Collection Services

Welcome to JMH & Associates, your trusted collection agency for small business owners based in Los Angeles, California, serving clients nationwide. We specialize in recovering your past due invoices, ensuring you receive full payment for what you’re owed. With over 24 years of experience, we understand the challenges of debt collection and are here to handle it, so you can focus on growing your small business. Our dedicated team uses strategic methods and industry-leading practices to maximize debt recovery while offering a personal approach to every case. Don’t let unpaid invoices hold you back. Partner with JMH & Associates and experience peace of mind while we recover what’s rightfully yours. Contact us today!

Proven Commercial Debt Recovery

JMH Collections is a trusted commercial collection agency delivering strategic, results-driven recovery solutions for businesses across a wide range of industries. We specialize in commercial debt collection, helping companies recover outstanding balances while maintaining professionalism and discretion.

Every account is approached with a customized recovery strategy designed to improve cash flow without disrupting your daily operations. Whether debts are recent or long overdue, our team works efficiently to secure resolutions that support long-term financial stability and business growth.

Ethical & Compliant Collection Practices

As an experienced large debt collection agency, JMH adheres strictly to legal and ethical standards. Our processes are designed to protect your brand while ensuring compliance with all applicable regulations. We communicate clearly, act responsibly, and document every step of the recovery process.

From small accounts to complex portfolios, our approach balances firmness with respect, helping preserve meaningful customer relationships while still pursuing payment with confidence and consistency.

Comprehensive Debt Collection Services to Maximize Your Recovery

Advanced Tools & Skilled Specialists

Our success comes from combining experienced professionals with advanced collection technology. JMH Collections team includes specialists trained in both business and personal debt collection agency practices, allowing us to handle a wide variety of cases with precision.

We use modern systems to track activity, analyze recovery opportunities, and maintain accurate reporting throughout each account's lifecycle. This structured approach allows us to adapt strategies quickly, respond to debtor behavior, and provide clients with reliable, transparent updates.

Scalable Solutions for Every Business

JMH is a reliable collection agency for small business owners and for larger organizations managing high-volume accounts. Our services are fully scalable, making it easy to address a few unpaid invoices or an entire delinquent portfolio.

With no upfront fees and a performance-based model, our solutions remain cost-effective and accessible. When you partner with JMH, you gain a dedicated recovery partner committed to helping your business reclaim what it’s owed and move forward with clarity and control.

Frequently Asked Questions

How can a collection agency for small business debts help
recover unpaid invoices?

A collection agency for small business debts, like JMH Collection Agency, uses proven strategies to recover past-due accounts quickly. These services are ideal for small companies without internal resources to efficiently and professionally chase unpaid debts.

When should a company consider working with a large debt
collection agency?

A large debt collection agency is best for businesses managing high volumes of overdue accounts. These agencies bring the scale, systems, and legal resources needed to handle large and complex debt portfolios.

What makes a personal debt collection agency different from standard services?

A personal debt collection agency focuses on individual claims with tailored support. These services are designed for creditors seeking dedicated, case-specific attention and a more customized approach to recovering personal debts.

Is a commercial collection agency better suited for B2B unpaid accounts?

Yes. Commercial debt collection specializes in recovering unpaid balances between businesses. Thus, a commercial collection agency understands the complexity of B2B contracts and uses effective methods to secure repayment without damaging professional relationships.

What makes JMH Collections a trusted large debt collection agency for complex portfolios?

JMH is a large debt collection agency with decades of experience, tailored strategies, and robust systems to handle high-volume accounts and recover outstanding balances efficiently for businesses of all sizes nationwide.

How does commercial debt collection work at JMH?

JMH specializes in commercial debt collection, pursuing unpaid B2B invoices with targeted techniques, asset investigations, and professional outreach designed to maximize recovery while preserving business relationships and freeing you to focus on growth.

Get a Free Quote

Call us for any questions